Thursday, June 26, 2008

Expenses of student in Petaling Jaya

My dad send me an email with a title of "Can a family man with Salary RM3,000 survive in Malaysia?"

MALAYSIA BOLEH KE TAK BOLEH ??

Can a family man with Salary RM3,000 survive in Malaysia Let's do some simple calculations here.
In Malaysia , the average family income is RM3,000 /month (where father works, mother doesn't).
I understand there are many families whose monthly income does not reach RM3,000, but, to make things simple, let's take RM3,000 as the figure. Ok lah, right?

Okay, let's start rolling with a family which has Papa, Mama, 1 daughter and 1 son. Ngam-ngam ....

Calculation starts...

Electricity and water bill: RM100 (No air-con, No home theatre, No water heater ... ok?)
Phone bill ( Telekom): RM100
Meals for a happy family: RM775 (3 meals on RM25/day, RM25 for 4 persons...?)
Papa makan / teh-tarik during working hrs: RM155 (RM5/day, RM5 ... can eat what?)
Car repayment: RM400 (A proton saga aeroback, 7 yrs repayment)
Petrol (living in city, traffic-jam): RM300 (go to work, bring son to school, only can afford one car running)
Insurance: RM650 (kids, wife and myself)
House repayment: RM750 (low cost housing repayment for 30 yrs, retired still have to work to pay!)
Tuition: RM80 (got that cheap meh? i don't think so)
Older children pocket money @ school: RM20 (RM1/day, eat bread?)
School fees: RM30 (enough ah?)
School books and etc: RM100 (always got extra to pay in school)
Younger children milk powder: RM50 (cannot have the DHA, BHA, PHA one, expensive) Miscellaneous: RM100 ( sham poo, rice, sauce, toilet paper)

Oh wait!!! I have to stop here, so...
No Astro, no movie @ cinema, no DVD, no CD, no online, cannot KFC, cannot McDonald, cannot go Park walk during weekend (petrol expensive), no chit chat on phone with grandparents, and etc...
Let's use a calculator to total up...
WALAO EH! Shit! RM3,610 already...
EPF belum potong, income tax lagi.........
oledi RM3,610 ....
How to survive lah tuan-tuan dan puan-puan sekalian ???
Our Deputy Prime Minister asked us to change lifestyle?
How to change? Don't eat? Don't work? Don't send children to school and study?
Besides that, I believe in Malaysia population, there are millions of rakyat Malaysia which still don't earn RM3,000/month!!!
What is this? Inilah Malaysia Boleh...
Sorry ... it should be Malaysians Boleh , because we're still alive and kicking!!
Our politicians must be mad!!!! Please forward and comment boleh or tak boleh. No wonder so many Ah Loong around lah....

THIS IS BEFORE FUEL HIKES.
haahh well, now it is time to show off the expenses from a student like me staying in PJ every month.
Cheapest known food around PJ is RM3.00 for lunch and dinner.
Food = RM3.00x2x30 + RM1.00 (breakfast) x 30= RM210

Rental + Electric and Water Bill(including Housefund) + Internet(sharing)
RM200+RM40+RM10 = span >RM250

Transportation(Motorbike, every week RM5 from school to house) = RM 20

Mobile Phone expenses(average) = RM50

Entertainment (movies, yamcha, lepak, gaming...) = RM30

This have not include with Birthday parties, books, daily accessories and some others miscellaneous.

NO extra clothes, NO bus ticket back home, NO gal friend and NO maintenance.
Well, looking at the expenses I have, I can actually cut down on a few things la. Phone RM30 for monthly usage, walk to school, cook by myself( but sometimes it is even more expensive than eating outside, my housemate said), don't go for entertainment and no extra curriculum. Oh ya, no gal friend. Being single definitely will save a lot of money hahahahahaha.

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